Privacy Policy

Effective Date: January 1, 2024

Last Updated: January 1, 2024

1. Information We Collect

Silver Path Network ("we," "us," or "our") collects the following types of information when you use our services:

• Personal Information: Name, age, gender, email address, phone number, mailing address, and ZIP code
• Health Information: Tobacco use status, general health condition information
• Insurance Information: Coverage amount preferences, previous insurance history
• Technical Information: IP address, browser type, device information, and website usage data

2. How We Use Your Information

We use your information for the following purposes:

• To provide you with insurance quotes and recommendations
• To connect you with licensed insurance agents and companies
• To communicate with you about our services
• To improve our website and services
• To comply with legal and regulatory requirements
• To prevent fraud and ensure security

3. Information Sharing

We may share your information with:

• Licensed Insurance Agents: To provide you with quotes and coverage options
• Insurance Companies: To obtain quotes and process applications
• Service Providers: Third-party companies that help us operate our website and services
• Legal Requirements: When required by law or to protect our rights

We do not sell your personal information to third parties for marketing purposes.

4. SMS & Phone Number Use

📱 SMS & Phone Number Use

When you provide your phone number on our website, Silver Path Network will send you a one‑time SMS verification code to confirm your identity and validate your lead submission. This SMS is only for verification purposes—we do not send marketing or promotional messages, nor do we share your phone number with third parties. You may receive one message per submission, and standard messaging and data rates may apply. By entering your number, you consent to receive this verification SMS.

5. Your Rights and Choices

You have the right to:

• Access, update, or delete your personal information
• Opt-out of marketing communications
• Request a copy of the information we have about you
• File a complaint with us or relevant authorities

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

7. Cookies and Tracking

Our website uses cookies and similar technologies to improve your experience, analyze website traffic, and for marketing purposes. You can control cookie settings through your browser preferences.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date.

10. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information.