Terms of Service

Effective Date: January 1, 2024

Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing and using the Silver Path Network website ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Silver Path Network provides:

• Final expense insurance quotes and comparisons
• Connection with licensed insurance agents
• Educational resources about final expense insurance
• Online assessment tools for coverage recommendations

3. User Obligations

You agree to:

• Provide accurate and truthful information
• Use the service only for lawful purposes
• Not attempt to interfere with the proper functioning of the website
• Respect the intellectual property rights of Silver Path Network

4. Insurance Services

Silver Path Network acts as an intermediary connecting consumers with licensed insurance agents and companies. We do not:

• Directly sell insurance policies
• Make final coverage decisions
• Guarantee policy approval or specific rates
• Provide legal or financial advice

5. Information Accuracy

While we strive to provide accurate information, Silver Path Network makes no warranties about the completeness, reliability, or accuracy of the information provided. Insurance rates, terms, and availability are subject to change and final approval by insurance carriers.

6. Privacy and Data Collection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms of Service.

7. Third-Party Services

Our website may contain links to third-party websites or services. Silver Path Network is not responsible for the content, privacy policies, or practices of these third-party sites.

8. Limitation of Liability

Silver Path Network shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

9. Indemnification

You agree to defend, indemnify, and hold harmless Silver Path Network and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Service.

10. Modifications to Terms

Silver Path Network reserves the right to modify these Terms of Service at any time. We will provide notice of material changes by posting the updated terms on our website and updating the "Last Updated" date.

11. Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service.

12. Governing Law

These Terms of Service shall be interpreted and governed by the laws of the State in which Silver Path Network operates, without regard to conflict of law provisions.

13. Severability

If any provision of these Terms of Service is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

14. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the sole and entire agreement between you and Silver Path Network regarding the website and supersede all prior understandings, agreements, representations, and warranties.